You are in the RIGHT PLACE!
Deb Casper of RE/MAX Specialists can help!
Welcome to the #1 BEST site around for Real Estate Information serving the entire Twin Cities of Minneapolis and Saint Paul. We specialize in the northeast metro area, including White Bear Lake, Stillwater, Grant, Dellwood, Mahtomedi,,Lake Elmo, Oakdale, Centerville , Hugo , Lino Lakes , Maplewood, North St Paul, Shoreview, Woodbury, plus all of Ramsey,, Anoka, and Washington Counties.
Take a look at my new blog - Senators Agree to Extend Home Buyer Credit and are even extening it to include repeat buyers. Click here for full story!
Here's another one recently posted with a Great Dog Story, plus a photo of my recently passed Lexi, the best dog there ever was.
MOVE UP BUYERS: You just sold your home to a First Time Homebuyer (who is getting $8000 back!), now what do you do? Take a look: click here
FIRST TIME HOME BUYERS! TIMING IS CRITICAL - YOU MUST CLOSE BY 11/30/2009! Call me TODAY. I can guide you through the steps to purchase a new home so that you can qualify for the $8000 tax credit! Call 651-407-7864
VETERANS! Do you have questions about VA Home Loans and your Entitlement? Call TODAY 651-407-7864
Deb Casper is an experienced REALTOR®, an e-PRO Certified Internet Specialist, and a Certified Residential Specialist with RE/MAX Specialists, White Bear Lake. Contact her anytime at: 651-407-7864
Feel free to browse Open Houses , download FREE reports or Search for Homes listed for sale at your leisure!
Looking for a great school search site? Look no further - click here You can search for individual school information or search for public and/or private schools in any area in the country. Check it out!
We believe the process of buying and selling a home should be a fun and rewarding experience. Thus, our goal is to exceed your expectations while providing exceptional service. Learn About Deb Learn about RE/MAX
Let me know if you have any questions. Happy hunting! Deb (651-407-7864)
Mailto: Deb@DebCasper.com
CURRENT MORTGAGE RATES on October 30, 2009:
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30 Year fixed range from 5% Loan amounts to $417,000.
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20 Year fixed range from 4.875%
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15 Year fixed range from 4.375%
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30 Year Jumbo fixed range from 5.875% Loan amounts over $417,000
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15 Year Jumbo fixed range from 5.625%
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Adjustable Rates vary from a low of 4.625% (for 5 years!)
Note: Your credit scores, down payment, and closing date will affect these numbers.
Is this the best time to list your home for sale in our current economy? Click here to find out!
Why NOW is a Great Time to Buy:
This year is a particularly great time for first-time buyers or buyers long out of the market to jump in, say a variety of real estate professionals. This is one of those times that if you don't buy NOW, a couple years down the road you will wish you had.
Here are the reasons why:
- Prices are probably as low as they are going to go as the market stabilizes, thanks to the government takeover of Freddie Mac and Fannie Mae.
- Interest rates have declined to their lowest rates in 30 years! We are now in the upper-4% bracket! This should stimulate the economy more than anything else the government could do!
- The new stimulus package includes a direct tax credit for first time buyers of owner occupied properties, up to 10% of purchase price with a maximum of $8,000 tax credit! Don't miss out!
The FHA allows down payments of as little as 3.5 percent! People scraping dollars together for a down payment should be able to qualify under the new guidelines.
- The tax credit will shave up to $8000 off a first-time buyer’s 2009 federal tax bill. Buyers who don't owe tax, will get the money as a refund. PLUS, the NAR has successfully campaigned to allow buyers to keep that credit, in other words, you'd NEVER have to pay it back!
*The government's definition of a first-time buyer is anyone who hasn’t owned a home in the last three years.
Click here for THE SECRET TO PRICING YOUR HOME TO SELL!
Don't miss out - click here and scroll down to read the best dog story I've ever heard! It's worth it!
